You're dying of thirst in the Sahara Desert. Don't ask me how you got there or why you don't have a caravan full of camels and supplies to accompany you, just know that the average human body consists of 60% water and you're only working with 10% right now. Answer these questions: Would you drink water that was hot … Continue reading The Key To Building Wealth That You Either Have, Or You Don’t
About a month has passed since we posted our October 2016 household expenses for the very first time. "Wait, what? It's February." So realistically, you've been kept in the dark about our finances for (counting fingers), three whole months now! "What kind of so-called personal finance blogger does this guy think he is?" I apologize—I've … Continue reading How We Spent $1,000 Over Budget, And Why We’re Still Okay With It!
It was 20 some odd years ago, but I still remember it like it was yesterday. My first cross-country regional race and the weather was perfect for running—brisk and cool. The morning was overcast like it was about to rain, but the air wasn't heavy with moisture, so you knew it wouldn't. The sun peeked out … Continue reading Money Lessons From A Race In Elementary School
There's no other feeling quite like it. Whether it was cheated from you, stolen, or simply fell out of your pockets, losing money has an unmistakable tinge of regret; mixed with anger, a pinch of sadness, and a dash of disbelief. Of course, there's an emotional difference between misplacing a toonie ($2 CDN), or watching the penny stock you … Continue reading My Most Memorable Money Mistake
Budgeting. Every single person I've suggested the b-word to has either scrunched up their nose in disgust and told me to sit on my hat, or come up with such convincing excuses that I'm immediately overwhelmed with guilt for having even brought up the subject! Be honest. If I told you to choose between tracking your expenses … Continue reading Budgeting, Budgeting, Budgeting
Now when I say "rich" I don't mean spiritually, intellectually or having plenty of possessions. I'm talking about cold hard cash, baby! Think Scrooge McDuck swimming in his pool of gold coins or billionaire playboy Tony Stark (aka Iron Man) flying around in his powered suit of armour, rich! Yup, we can all dream, can't we? … Continue reading How Being Frugal Will Make You Rich!
Where It All Began We started our search for a new home in the Winter of 2014. Feng and I initially set an amount on what we thought was a reasonable purchase price. Unfortunately, we quickly learned that our expectations on how much was needed were not accurate and we would need to increase our budget … Continue reading Midtown Millennials’ First Home